and gas Table 627 Payment Option Used Most Often

adults) In 3-person households, use of store cards drops precipitously Table 6-16: Indices for Use of Selected Credit Card Classifications in LastYear, By Household Size, 2008 (U.S. Adults) Table 6-19: Indices for Use of Any Private-Label Credit Card, Excluding Gas, inLast Month, Select Demographic Characteristics, 2008 (U.S. Adults) Table 6-20: Indices for Use of Any Department Store Card in Last Month, SelectDemographic Characteristics, 2008 (U.S. Adults) Table 6-21: Indices for Use of Sears or JCPenney Card in Last Month, SelectDemographic Characteristics, 2008 (U.S. Adults) Table 6-23: Indices for Use of Sears Card in Last Month, Select DemographicCharacteristics, 2008 (U.S.

Adults) Table 6-24: Indices for Use of JCPenney Card in Last Month, Select DemographicCharacteristics, 2008 (U.S. Adults) Table 6-25: Indices for Use of Gas Card in Last Month, Select DemographicCharacteristics, 2008 (U.S. Adults) Table 6-26: Indices for Use of Clothing/Specialty Store Card in Last Month,Select Demographic Characteristics, 2008 (U.S. Adults) Consumer Focus: Cardholder Payment Preferences Use of store cards flat for purchases of clothing, groceries, drug store items,and gas Table 6-27: Payment Option Used Most Often, by Retail Category, 2003, 2005, and2008 (percent) Table 6-28: Demographic Characteristics of Respondents Who Use Store CreditCards Most Often, by Retail Category, 2008 (percent) One in 10 shoppers uses store cards for holiday gift purchases Table 6-29: Credit Card Used for Holiday Gift Purchases, December 2004-December2007 (percent) Consumer Focus: Cardholder Attitudes Holders some of store cards are decidedly disinclined to pay cash Table 6-30: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Often Prefer To Pay Cash For The Things I Buy, 2008 (U.S.adults) Department store cardholders consider themselves to be careful stewards of theirmoney Table 6-31: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "Im Careful With My Money, 2008 (U.S. adults) Table 6-33: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Tend To Spend Money Without Thinking, 2008 (U.S. adults) Table 6-34: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Dont Like The Idea Of Being In Debt, 2008 (U.S. adults) Consumers who use store cards are exceptionally fond of shopping Table 6-35: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Really Enjoy Any Kind Of Shopping," 2008 (U.S.

adults) Table 6-36: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Go Shopping Frequently," 2008 (U.S. adults) Table 6-37: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Only Go Shopping To Buy Something I Really Need," 2008 (U.S.adults) Table 6-38: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "When Shopping, I Get What I Want And Leave," 2008 (U.S. adults)Table 6-39: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "When I Shop I Visit A Variety Of Stores," 2008 (U.S. adults) Cardholders do not consider shopping a social occasion Table 6-40: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Prefer To Shop With My Friends," 2008 (U.S. adults) Table 6-42: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "When Shopping With Others, I Prefer Splitting Up," 2008 (U.S.adults) Clothing/specialty store card users are significantly more likely to planshopping trips online Table 6-43: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Use The Internet To Help Plan Shopping Trips," 2008 (U.S.adults) Table 6-44: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "Im Usually Willing To Shop New Stores," 2008 (U.S. adults) Table 6-45: Indices by Private-Label Credit Card Classification for Agreementwith Statement: "I Usually Am The First Among My Friends To Shop At A NewStore," 2008 (U.S.